Trading CFDs on a leveraged basis involves a significant amount of risk. They may not be suitable for all investors, so please ensure you fully understand all of the risks. Most retail clients lose money when trading CFDs.
Trading CFDs on a leveraged basis involves a significant amount of risk. They may not be suitable for all investors, so please ensure you fully understand all of the risks. Most retail clients lose money when trading CFDs.
Conditions

Terms & Fees
As transparent as possible

What's the difference?

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of account balance
Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees)
Free

Minimum deposit

No Minimum

Withdrawals

above 50 USD
Free
Investment conditions

Stocks and ETFs investing commission

For monthly turnover up to 100 000 EUR (after that 0.2% min.10 EUR)
Free

Minimum investment value on stocks

Currency conversion fee

0.5%

Investing platform availability

Mobile, Desktop, Tablet

What's the difference?

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of balance
Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees)
Free

Minimum deposit

No Minimum

Withdrawals

above 50 USD
Free
Investment conditions

Commission for trading CFDs

0%

Minimum order

0.01 lot

Maximum leverage

Minimum spread

Negative balance protection

Available

Segregated Funds

Available

Investing platform availability

Mobile, Desktop, Tablet
Interested in a swap-free account?
At XTB, enjoy zero comission: No swap fees for keeping trades overnight. Swap free accounts are available for specific periods and not all products . For a complete list please see Specification table
Payments

Deposits

Top up your account in USD

Card payments must be made from a card issued in the client's name.

Fees by your bank may apply
Instant deposit methods available
USD
No fees

Paying in another currency?

Top up your account in USD

Transfers must be made from a bank account in the client's name.

Fees by your bank may apply
Instant deposit methods available
USD
No fees

Paying in another currency?

Security

Your investments in the right place

We work closely with supervisory authorities and our measures align with DFSA regulations. We are a listed company trusted by over 935 000 investors.

Segregated Funds

Client's money is kept in a separate bank account from the company funds. 

DFSA

Regulated by authorities 

Transfers

Withdrawals

You can withdraw any amount to your bank account. Depending on when you placed your order, your money will be sent to you in 2-3 business days.

Visit Client Office

Withdrawal processing time

Before 9AM
2 to 4 working days
After 12PM
3 to 5 working days

Withdrawal fee

Withdrawal above 50 USD
Free
Withdrawal below 50 USD
30 USD

Please note that withdrawals can only be made to a bank account in the name of a client, previously added in the Client Office.
XTB is not responsible for delays or fees that may be charged by a bank

Xtb logo

Join over 935 000 investors from around the world

We use cookies

By clicking “Accept All”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.

This group contains cookies that are necessary for our websites to work. They take part in functionalities like language preferences, traffic distribution or keeping user session. They cannot be disabled.

Cookie name
Description
SERVERID
userBranchSymbol cc 2 March 2024
adobe_unique_id cc 1 March 2025
SESSID cc 2 March 2024
__hssc cc 8 September 2022
__cf_bm cc 8 September 2022
intercom-id-iojaybix cc 26 November 2024
intercom-session-iojaybix cc 8 March 2024

We use tools that let us analyze the usage of our page. Such data lets us improve the user experience of our web service.

Cookie name
Description
_gid cc 9 September 2022
_gat_UA-121192761-1 cc 8 September 2022
_gat_UA-190421227-1 cc 8 September 2022
_ga_CBPL72L2EC cc 1 March 2026
_ga cc 1 March 2026
AnalyticsSyncHistory cc 31 March 2024
__hstc cc 7 March 2023
__hssrc

This group of cookies is used to show you ads of topics that you are interested in. It also lets us monitor our marketing activities, it helps to measure the performance of our ads.

Cookie name
Description
_omappvp cc 11 February 2035
_omappvs cc 1 March 2024
_fbp cc 30 May 2024
fr cc 7 December 2022
muc_ads cc 7 September 2024
lang
_ttp cc 26 March 2025
_tt_enable_cookie cc 26 March 2025
_ttp cc 26 March 2025
hubspotutk cc 7 March 2023

Cookies from this group store your preferences you gave while using the site, so that they will already be here when you visit the page after some time.

Cookie name
Description
personalization_id cc 7 September 2024
UserMatchHistory cc 31 March 2024
bcookie cc 1 March 2025
lidc cc 2 March 2024
lang
bscookie cc 1 March 2025
li_gc cc 28 August 2024

This page uses cookies. Cookies are files stored in your browser and are used by most websites to help personalise your web experience. For more information see our Privacy Policy You can manage cookies by clicking "Settings". If you agree to our use of cookies, click "Accept all".

Change region and language
Country of residence
Language