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Investment Plans – Fees and Commissions

Written by Eleana Ntagia

Updated: 2026-08-11 13:47:11

Creating, maintaining, and managing Investment Plans at XTB (whether Ready-Made, Sectoral, or DIY) is completely free of charge.

All basic cost conditions remain unchanged:

🚩 Zero commission on purchases and sales: Investing in ETFs and stocks within plans is exempt from trading commission up to a total monthly account turnover of EUR 100,000.

Exceeding the limit: If your monthly turnover exceeds EUR 100,000, any subsequent buy or sell transaction (opening/closing) will be subject to a standard commission of 0.2% (minimum 10 GBP).
Currency conversion costs: If you purchase stocks or ETFs denominated in a currency other than your account currency (e.g., buying US stocks or ETFs in USD on a GBP account), the system will perform an automatic currency exchange. This transaction is subject to XTB's standard conversion fee of 0.5%.

If you still need help with your question,

The financial instruments we offer, especially CFDs, can be highly risky. Please consider if you understand the risks and can afford the loss of capital. XTB is regulated by the CMA

The financial instruments we offer are risky. XTB is regulated by the CMA.

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Investment Plans – Fees and Commissions

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