For Standard account type, we do not charge any execution commission for CFDs but you are trading with slightly wider spreads. For real stocks and ETF investments, we charge 0% commission up to 100,000 Euro nominal investment per calendar month (0.2% commission thereafter), with a FX fee of 0.5% for investments in different currencies to your base currency.
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For more details, please refer to the complete list of fees and commissions table:

• For UK Residents click here

NEW:

On the Standard account, most instruments are available commission-free, but it’s worth noting a few important fees:

✅ Exchange-Traded Instruments (OMI – Stocks and ETFs) and Fractional Shares – a 0.2% commission (min. 10 EUR) applies only after exceeding a monthly turnover of 100,000 EUR. If you do not reach this threshold, trading on OMI remains completely free.

✅ Currency conversion of funds – if you transfer funds between investment accounts held in different currencies, a fee of 0.5% of the transfer value applies (0.8% on weekends and holidays).

✅ Transaction currency conversion – if your account is held in a different currency than the instrument you trade, both the result of the position and any applicable fees will be converted into your account currency in accordance with the XTB Exchange Rate.

All currency conversions resulting from transactions (opening and closing) and corporate actions related to instruments available in XTB’s offering – including stocks and ETFs (OMI), stocks CFD, ETF CFD, and other CFD instruments (on currencies, indices, commodities, and cryptocurrencies) – are subject to a 0.5% margin on the XTB Exchange Rate.

The currency conversion fee is included in the XTB Exchange Rate and:

• for stocks and ETFs (OMI), stocks CFD, and ETF CFD – is applied at the moment of transaction execution (closing the position) or settlement of a corporate action,

• for other CFD instruments – affects the transaction result and is settled at the moment of closing the position.

✅ Swap points – some CFD instruments are subject to daily swap points (overnight financing costs). Swap points are credited or debited daily at midnight based on the daily rate. In some cases, the technical process of applying swap points/financing costs may not occur exactly at midnight – the maximum time window is between 23:59 and 00:01.

✅ Account maintenance fee? Only in case of inactivity!
A monthly fee of 10 EUR is charged from the Investment Account if two of these conditions are simultaneously met:
a) no position has been opened or closed within the last 365 days, and
b) no deposit has been made within the last 90 days.

c) the account is not an ISA.

The fee is charged from available funds in the account (converted into the account currency). If there are no available funds, the fee is not charged. The fee is also not charged if there is an open position on any account.

Detailed information about fees and commissions can be found HERE