CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Conditions

Terms & Fees
As transparent as possible

What's the difference?

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of account balance
Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees)
Free

Minimum deposit

0 GBP

Withdrawals

Above 50 GBP
Free
Investment conditions

Stocks and ETFs investing commission

For monthly turnover equivalent up to 100 000 EUR (after that 0.2% min.10 GBP)
Free

Minimum investment value on stocks

Currency conversion fee

0.5%

Investing platform availability

Mobile, Desktop, Tablet

What's the difference?

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of balance
Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees).
Free

Minimum deposit

No minimum deposit

Withdrawals

Above 50 GBP
Free
Investment conditions

Commission for trading CFDs

0%

Minimum order

0.01 lot

Maximum leverage

Minimum spread

Negative balance protection

Available

Segregated Funds

Available

Investing platform availability

Mobile, Desktop, Tablet
Payments

Deposits

GBP/USD/EUR

Card payments must be made from a card issued in the client's name from a bank account that is the same as the clients country of residence.

Fees by your bank may apply
Instant deposit methods available
GBP
Free of charge
EUR
Free of charge
USD
Free of charge

Paying in another currency?

GBP/USD/EUR

Transfers must be made from a bank account in the client's name and from a bank account that is the same as the clients country of residence.

Fees by your bank may apply
Instant deposit methods available
Free of charge
GBP
Free of charge
EUR
Free of charge
USD

Paying in another currency?

Security

Your investments in the right place

We prioritise transparency by regularly disclosing our earnings and cash reserves on a quarterly basis. At XTB, we are dedicated to empowering you on your investment journey regardless of whether your horizon is short or long term, and whether you prefer an active or passive approach.

5500+ Instruments
935 000+ Clients
Transfers

Withdrawals

You can withdraw any amount to your bank account. Depending on when you placed your order, your money will be sent to you on the same or next business day.

Visit Client Office

Withdrawal processing time

Before 1PM
Same business day
After 1PM
Next business day

Withdrawal fee

Withdrawal above 50 GBP
Free
Withdrawal below 50 GBP
5 GBP

Withdrawal processing time

Before 1PM
Same business day
After 1PM
Next business day

Withdrawal fee

Withdrawal above 50 EUR
Free
Withdrawal below 50 EUR
5 EUR

Withdrawal processing time

Before 1PM
Same business day
After 1PM
Next business day

Withdrawal fee

Withdrawal above 50 USD
Free
Withdrawal below 50 USD
5 USD

Please note that withdrawals can only be made to a bank account in the name of a client, previously added in the Client Office.
XTB is not responsible for delays or fees that may be charged by a bank

Additional & legal information

Financial Help Services

These websites provide a range of resources, advice, and services to help individuals with various financial concerns, including debt management, budgeting, consumer rights, and accessing welfare benefits.

A national charity that helps people across the UK tackle their debts and manage their money with confidence.

More information

Provides independent and impartial advice on consumer rights, the cost of living, bills, and other financial situations.

More information

Money Helper joins up money and pensions guidance to make it quicker and easier to find the right help. Money Helper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.

More information

Provides free and confidential debt advice over the phone or online.

More information

Offers expert debt advice, debt management plans, and other debt solutions.

More information

Provides tips and advice on saving money, managing finances, and finding the best deals.

More information

Helps individuals and families access welfare benefits, grants, and support services to alleviate financial hardship.

More information

Offers free, confidential debt advice and solutions to individuals and families struggling with debt.

More information

Provides information, support, and counselling services to young people aged 13-25 on various issues, including money and finance.

More information

Offers comparison tools and guides to help users find the best deals on insurance, mortgages, loans, and other financial products.

More information
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