CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money

Conditions

Terms & Fees
As transparent as possible

What’s CFD instruments?

Fees

Account opening and maintenance

Free for all active clients, regardless of balance
Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees).
Free

Minimum deposit

No minimum deposit

Withdrawals

above 100 EUR
Free
Investment conditions

Execution Commission for trading CFDs

0%

Minimum order

0.01 lot

Maximum leverage

Minimum spread

Negative balance protection

Available

Segregated Funds

Available

Investing platform availability

Mobile, Desktop, Tablet

Interest rate on univested funds

Currency First 90 days from account opening (annually) After 90 days period from account opening (annually)

Apply from

For Q3 2024 the Company has distributed to its clients the 70% of the interest earned on Clients funds held in bank accounts. For historical rates click here.
Different coverage of protection applies for money held by a CIF than a bank.
T&Cs apply

Payments

Deposits

Top up your account in EUR

Card payments must be made from a card issued in the client's name.

Fees by your bank may apply
Instant deposit methods available
EUR
No fee

Paying in another currency?

Top up your account in EUR

Transfers must be made from a bank account in the client's name.

Fees by your bank may apply
Instant deposit methods available
EUR
No Fee

Paying in another currency?

Top up your account in EUR

Choose from a range of online payments, free of charge.
PayU , established in Poland and supervised by Polish Financial Supervision Authority
PayPal , established in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier
Skrill - established in Ireland, and supervised by the Central Bank of Ireland
ECOMMPAY, established in the United Kingdom and supervised by UK Financial Conduct Authority.
We accept the following currencies: EUR
Fees: No Fees

Fees by your bank may apply
Instant deposit methods available
EUR
No Fee

Paying in another currency?

Security

Our clients are our top priority

1 milion+

XTB Group clients worldwide

20+

Years on the market for XTB Group

Instruments

Discover over 2300 CFD trading possibilities

Xtb logo

Join over 1 000 000 XTB Group Clients from around the world.

We use cookies

By clicking “Accept All”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts.

This group contains cookies that are necessary for our websites to work. They take part in functionalities like language preferences, traffic distribution or keeping user session. They cannot be disabled.

Cookie name
Description
SERVERID
userBranchSymbol cc 17 October 2024
adobe_unique_id cc 16 October 2025
__hssc cc 16 October 2024
SESSID cc 2 March 2024
__cf_bm cc 16 October 2024
intercom-id-iojaybix cc 13 July 2025
intercom-session-iojaybix cc 23 October 2024
xtbCookiesSettings cc 16 October 2025
TS5b68a4e1027
xtbLanguageSettings cc 16 October 2025
userPreviousBranchSymbol cc 16 October 2025
TS5b68a4e1027
intercom-device-id-iojaybix cc 13 July 2025
__hssc cc 16 October 2024
test_cookie cc 1 March 2024
__cf_bm cc 16 October 2024
_cfuvid
__cf_bm cc 16 October 2024
__cf_bm cc 16 October 2024
_cfuvid
_cfuvid

We use tools that let us analyze the usage of our page. Such data lets us improve the user experience of our web service.

Cookie name
Description
__hstc cc 14 April 2025
__hssrc
_vwo_uuid_v2 cc 17 October 2025
_ga cc 16 October 2026
_ga_CBPL72L2EC cc 16 October 2026
_ga_TC79BEJ20L cc 16 October 2026
countryIsoCode
_vwo_uuid cc 16 October 2025
_vwo_ds cc 15 November 2024
_vwo_sn cc 16 October 2024
_vis_opt_s cc 24 January 2025
_vis_opt_test_cookie
_gcl_au cc 14 January 2025
_ga_CBPL72L2EC cc 16 October 2026
_ga cc 16 October 2026
_ga_TC79BEJ20L cc 16 October 2026
__hstc cc 14 April 2025
__hssrc
AnalyticsSyncHistory cc 31 March 2024
_gcl_au cc 14 January 2025

This group of cookies is used to show you ads of topics that you are interested in. It also lets us monitor our marketing activities, it helps to measure the performance of our ads.

Cookie name
Description
hubspotutk cc 14 April 2025
_uetsid cc 17 October 2024
_uetvid cc 10 November 2025
hubspotutk cc 14 April 2025
_ttp cc 10 November 2025
MUID cc 10 November 2025
_tt_enable_cookie cc 10 November 2025
_ttp cc 10 November 2025
li_sugr cc 30 May 2024
_fbp cc 14 January 2025
muc_ads cc 16 October 2026
guest_id_marketing cc 16 October 2026
guest_id_ads cc 16 October 2026
guest_id cc 16 October 2026
_ttp cc 10 November 2025
_omappvp cc 28 September 2035
_omappvs cc 16 October 2024
_uetsid cc 17 October 2024
_uetvid cc 10 November 2025
MUID cc 10 November 2025
IDE cc 10 November 2025
_fbp cc 14 January 2025
MSPTC cc 10 November 2025

Cookies from this group store your preferences you gave while using the site, so that they will already be here when you visit the page after some time.

Cookie name
Description
bcookie cc 16 October 2025
lidc cc 17 October 2024
UserMatchHistory cc 31 March 2024
bscookie cc 1 March 2025
li_gc cc 14 April 2025
personalization_id cc 16 October 2026
bcookie cc 16 October 2025
li_gc cc 14 April 2025
lidc cc 17 October 2024

This page uses cookies. Cookies are files stored in your browser and are used by most websites to help personalise your web experience. For more information see our Privacy Policy You can manage cookies by clicking "Settings". If you agree to our use of cookies, click "Accept all".

Change region and language
Country of residence
Language