Conditions

Terms & Fees
As transparent as possible

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of account balance

Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees)

Free

Minimum deposit

No minimum deposit

Withdrawals

above 100 USD/EUR

Free

Investment conditions

Stocks and ETFs investing commission

For monthly turnover up to 100 000 EUR/USD (after that 0.2% min.10 EUR/USD)

Free

Minimum investment value on stocks

Currency conversion fee

0.5%

Investing platform availability

Mobile, Desktop, Tablet

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of balance

Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees).

Free

Minimum deposit

No minimum deposit

Withdrawals

above 100 USD/EUR

Free

Investment conditions

Execution Commission for trading CFDs

0%

CFD conversion fee

0.5%

Minimum order

0.01 lot

Maximum leverage

1 : 30

Minimum spread

Segregated Funds

Available

Investing platform availability

Mobile, Desktop, Tablet

Interest rate on uninvested funds

Apply from

For Q2 2026 the Company has distributed to its clients the 47% of the interest earned on Clients funds held in bank accounts. For historical rates click here.
Different coverage of protection applies for money held by a CIF than a bank.
T&Cs apply

Payments

Deposits

EUR
No fee
USD
No fee
Fees by your bank may apply
Instant deposit methods available

Card payments must be made from a card issued in the client's name.

EUR
No Fee
USD
No fee
Fees by your bank may apply
Instant deposit methods available

Transfers must be made from a bank account in the client's name.

EUR
No Fee or 0.85% (PayPal)
USD
No Fee or 0.85% (PayPal)
Fees by your bank may apply
Instant deposit methods available

Choose from a range of online payments, free of charge.
PayU , established in Poland and supervised by Polish Financial Supervision Authority
PayPal , established in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier
Skrill - established in Ireland, and supervised by the Central Bank of Ireland
We accept the following currencies: EUR
Fees: No Fees

Security

Our clients are our top priority

2.9 million+

XTB Group clients worldwide

20+

Years on the market for XTB Group

Instruments

Discover over 3200 CFD trading possibilities