For the Standard account type, we do not charge any execution commission for CFDs on most instruments, but you are trading with slightly wider spreads. For more details, please refer to the complete list of fees and commissions table.
On the Standard account, it’s worth noting a few important fees:
✅ Transaction currency conversion
If your account is held in a different currency than the instrument you trade, both the result of the position and any applicable fees will be converted into your account currency in accordance with the XTB Exchange Rate.
All currency conversions resulting from transactions (opening and closing) and corporate actions related to instruments available in XTB’s offering – stocks CFD, ETF CFD, and other CFD instruments (on currencies, indices, commodities, and cryptocurrencies) – are subject to a 0.5% margin on the XTB Exchange Rate.
The currency conversion fee is included in the XTB Exchange Rate and:
For stocks CFD and ETF CFD: applied at the moment of transaction execution (closing the position) or settlement of a corporate action.
For other CFD instruments: affects the transaction result and is settled at the moment of closing the position.
✅ Swap points
Some CFD instruments are subject to daily swap points (overnight financing costs). Swap points are credited or debited daily at midnight based on the daily rate. The technical process of applying these costs typically occurs in the maximum time window between 23:59 and 00:01.
✅ Account maintenance fee (Inactivity Fee)
Like most brokers, we charge an inactivity fee to cover the costs of supplying you with real-time market data on thousands of markets. This fee is free for all our active traders as standard.
A monthly fee of 10 EUR is charged from the Investment Account only if these two conditions are simultaneously met:
No position has been opened or closed within the last 365 days (12 months).
No deposit has been made within the last 90 days.
Important Notes:
The fee is charged from available funds in the account. If there are no available funds, the fee is not charged.
The fee is not charged if there is an open position on any account.
As soon as you start trading again, the inactivity fee will automatically stop and you will not be charged again until at least 12 months after your last trade.
Detailed information about fees and commissions can be found HERE
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