CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Passive Investing
Investment Plans - a smarter way to invest your savings

Have your eye on something? Saving for your future or retirement?

Create your Plan
Goals
Execute your Investment Plan

Regardless of your objectives or the duration of your timeline, our solution is designed to guide you towards achieving your goals.

Start investing even small amounts towards your future. As the value of your Investment Plan evolves over time, you'll get alerted to re-adjust the plan based on your initial fund allocation preferences.

Build a low-risk, diversified portfolio and invest regularly so you can enjoy a peaceful retirement.

You decide what the purpose of your plan is, how much you want to invest and for how long.

Start now
Set up

Create a plan in no time

1. Choose your desired ETFs

Build your portfolio based on over 350+ ETFs, differing in composition, rate of return, or rating

2. Allocate your funds

You don't have to calculate anything - just set a percentage you would like to be invested in each ETF.

3. Make deposit

You can start investing from as little as 15 GBP.

4. Put your money to work

Make the first step
Features

Why choose XTB Investment Plans?

Discover the unique features that make Investment Plans such a favourable solution for passive investing

Simplicity

The intuitive interface of Investment Plans lets you easily build and manage your portfolio.

Diversity

Over 350 ETFs will give you exposure to a range of sectors and industries from different countries.

Accessibility

Thanks to the low entry threshold you can start creating your Plans from just 15 GBP.

Transparency

Access essential details about your preferred ETFs, such as rating, portfolio composition or performance over the years.

Flexibility

You can open and close your Plans at any time. Quick deposits and withdrawals, allow you to maintain full control over your money flow.

No overpaying

Investing in ETFs is commission-free turnover equivalent up to 100,000 EUR (then comm. 0.2%, min. 10 GBP).0.5% currency conversion cost may apply.

FAQ

Do you have more questions?

We have gathered the most frequently asked questions that you might be concerned about. If you still haven't found the answer to your question, please contact our Customer Support
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Setting up and running Investment Plans at XTB is completely free of charge.
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A complete list of all ETFs available on offer can be found here

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No, there is no commission as long as your monthly turnover does not exceed equivalent of up to 100 000 EUR (then commission 0.2%, min. 10 GBP). 0.5% currency conversion cost may also apply.
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It is possible to run up to 10 Investment Plans simultaneously (all plans are free to run).
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The minimum investment amount under Investment Plans is 15 GBP
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No, there is no minimum period. You decide exactly how long your investments will last.
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