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Conditions

Terms & Fees
As transparent as possible

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of account balance

Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees)

Free

Minimum deposit

0 GBP

Withdrawals

Free

Investment conditions

Stocks and ETFs investing commission

For monthly turnover equivalent up to 100 000 EUR (after that 0.2% min.10 GBP).

Free

Custody Fees

No custody fees up to 250,000 EUR. After that, 0.02% per annum, minimum £10.

Free

Minimum investment value on stocks

Currency conversion fee

0.5%

Investing platform availability

Mobile, Desktop, Tablet

What's the difference?

Fees

Account opening and maintenance

Free for all active clients, regardless of balance

Free

Deposits

Some deposit methods may involve additional fees charged by payment providers (XTB does not charge any fees).

Free

Minimum deposit

No minimum deposit

Withdrawals

Free

Investment conditions

Commission for trading CFDs

0%

CFD conversion fee

0.5%

Minimum order

0.01 lot

Maximum leverage

Minimum spread

Negative balance protection

Available

Segregated Funds

Available

Investing platform availability

Mobile, Desktop, Tablet
Instrument specification
Payments

Deposits

GBP
Free of charge
EUR
Free of charge
USD
Free of charge
Fees by your bank may apply
Instant deposit methods available
Card payments must be made from a card issued in the client's name from a bank account that is the same as the clients country of residence.
Free of charge
GBP
Free of charge
EUR
Free of charge
USD
Fees by your bank may apply
Instant deposit methods available
Transfers must be made from a bank account in the client's name and from a bank account that is the same as the clients country of residence.
Security

Your investments in the right place

We prioritise transparency by regularly disclosing our earnings and cash reserves on a quarterly basis. At XTB, we are dedicated to empowering you on your investment journey regardless of whether your horizon is short or long term, and whether you prefer an active or passive approach.

11300

Instruments

2 million+

Clients

Instruments

Discover over 11300+ investment possibilities

Additional & legal information

Financial Help Services

These websites provide a range of resources, advice, and services to help individuals with various financial concerns, including debt management, budgeting, consumer rights, and accessing welfare benefits.

A national charity that helps people across the UK tackle their debts and manage their money with confidence.

More information 

Provides independent and impartial advice on consumer rights, the cost of living, bills, and other financial situations.

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Money Helper joins up money and pensions guidance to make it quicker and easier to find the right help. Money Helper brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise.

More information 

Provides free and confidential debt advice over the phone or online.

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Offers expert debt advice, debt management plans, and other debt solutions.

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Provides tips and advice on saving money, managing finances, and finding the best deals.

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Helps individuals and families access welfare benefits, grants, and support services to alleviate financial hardship.

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Offers free, confidential debt advice and solutions to individuals and families struggling with debt.

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Provides information, support, and counselling services to young people aged 13-25 on various issues, including money and finance.

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Offers comparison tools and guides to help users find the best deals on insurance, mortgages, loans, and other financial products.

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