Refer a Friend FAQs

1). What is XTBs Refer a Friend program?

We created a referral program to reward our valued clients who want to share XTBs products and services with their friends, based on their positive experiences. The XTB referral program rewards XTB clients who share links to their friends to choose XTB as their investing platform with a free stock, both for themselves and their friends upon meeting the qualification criteria. 

2). What free stock will I receive?

The free stock is always subject to change. As of 5th February 2026, the free stock reward is one whole share of Rolls Royce (RR.UK), ISIN: GB00B63H8491.

3) When will I receive my first Free Share?

If the invited person completes all required activities within 21 days of generating the link, you’ll be eligible to receive the reward. You must collect it within this 21-day period. Once collected, the reward may take up to 5 working days to be credited to your trading account.

4). How long is my link valid for? 

Your link is valid for 21 days from the moment you generate it. Each generated link is unique. Only one person can register using a single link. During this time, the person you invited must meet all the conditions:

• Open an investment account with XTB
• Deposit any amount of money
• Collect the reward

5).How many people can I invite? 

You can invite up to 12 people, but no more than 3 people per calendar month

6). What conditions do I have to meet to invite friends to XTB?

You must have an XTB investment account for at least 30 days and meet all the conditions:

1. Deposit 100 euros 
2. Maintain an average end-of-day Account Value over the last 84 days of at least 100 euros (if the Client opened the Account less than 84 days ago, this is the average of their entire history) or the Client had at least 30 days in the last year with an end-of-day balance of at least 0 euros.
3. Open at least 5 Stock or ETF positions since opening the Account.

7). I want to invite my friend. How can I do it?

If you meet the above conditions, follow the steps below:

1. Enter the Invite Friends section of the XTB app and click the button “Invite now”
2. Generate a link. You can generate up to 3 links each calendar month
3. Send an individual link to your friend

8.) Can I invite friends from other countries?

Unfortunately, no. Your friend’s XTB account must be registered in the same country as yours for both of you to receive the reward.

9). What’s included in the account value?

The account value is the sum of:

• Free funds (money available to trade)
• Asset value (Stocks and ETFs)

Please read our T&Cs here.