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Investment Plans – Fees and Commissions

Written by Eleana Ntagia

Updated: 2026-08-11 13:47:11

Creating, maintaining, and managing Investment Plans at XTB (whether Ready-Made, Sectoral, or DIY) is completely free of charge.

All basic cost conditions remain unchanged:

🚩 Zero commission on purchases and sales: Investing in ETFs and stocks within plans is exempt from trading commission up to a total monthly account turnover of EUR 100,000.

Exceeding the limit: If your monthly turnover exceeds EUR 100,000, any subsequent buy or sell transaction (opening/closing) will be subject to a standard commission of 0.2% (minimum 10 GBP).
Currency conversion costs: If you purchase stocks or ETFs denominated in a currency other than your account currency (e.g., buying US stocks or ETFs in USD on a GBP account), the system will perform an automatic currency exchange. This transaction is subject to XTB's standard conversion fee of 0.5%.

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Investment Plans – Fees and Commissions

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