Don’t let your ISA allowance go to waste - Top up your ISA today!
The tax year is wrapping up fast (5th April), and so is your chance to make the most of your £20,000 ISA allowance. Any unused portion of your £20,000 annual allowance will expire and with it, the opportunity to benefit from valuable tax advantages. By topping up your ISA before the deadline, you can make the most of tax-free growth, protect your dividends from income tax, and position your investments for long-term success.
Why ISAs are a big deal?
💸Tax-free gains- No Capital Gains Tax on any profits made within your ISA.
📈 No tax on dividends - Keep every penny of what your investments earn.
🔀 Freedom to invest - Choose from over 4500+ commission free* Stocks & ETFs to invest in.
Start investing today or test a free demo
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✅ Flexible Stocks & Shares ISA - Invest your way, tax-efficiently.
✅ Withdrawals that don't penalise you -Take money out and put it back in during the same tax year? No problem.
✅ Earn 6.5% AER on uninvested GBP - 4.5% base + 2% bonus for 90 days if you act before 30 April 2025.
✅ You can now transfer your ISA to XTB and continue investing with a trusted platform.
✅Commission free investing for Stocks & ETFs for monthly turnover equivalent up to 100,000 EUR.
✅Best Low-Cost ISA 2025 by Boring Money, a trusted name in the industry.
What to do next?
- Check your ISA balance - See how much of your allowance you’ve used.
- Top up or open a new ISA - Top up or open a new ISA as long as your total contribution across all ISAs does not exceed the £20,000 annual limit.
- Put your cash to work - Invest in your future and enjoy the tax-free benefits.
ISA transfers are currently only available through the XTB app. Please ensure that you update your mobile app to the latest version on both Android and iOS devices to gain access to the latest features.
*For monthly turnover equivalent up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP). 0.5% currency conversion cost may apply.
Your capital is at risk. The value of your investments may go up or down. Tax treatment depends on your individual circumstances and ISA regulations which may change. Offer valid for 90 days for customers who open an ISA between March 1 and April 30, 2025. XTB Ltd. is not a bank. Deposits should be made for investment purposes only. T&Cs apply.
This content has been created by XTB S.A. This service is provided by XTB S.A., with its registered office in Warsaw, at Prosta 67, 00-838 Warsaw, Poland, entered in the register of entrepreneurs of the National Court Register (Krajowy Rejestr Sądowy) conducted by District Court for the Capital City of Warsaw, XII Commercial Division of the National Court Register under KRS number 0000217580, REGON number 015803782 and Tax Identification Number (NIP) 527-24-43-955, with the fully paid up share capital in the amount of PLN 5.869.181,75. XTB S.A. conducts brokerage activities on the basis of the license granted by Polish Securities and Exchange Commission on 8th November 2005 No. DDM-M-4021-57-1/2005 and is supervised by Polish Supervision Authority.
