Are Investment Plans a form of Investment Advice?

Investment Plans

Written by Panika Chamnithurakan

Updated: 2026-02-03 08:20:57

No. XTB International does not offer any investment advice and you are ultimately responsible for all of your investment decisions. Our Investment Plans product has been designed to help you passively invest in the financial markets over the long term in an easy to use way.

If you have any further questions, please visit https://www.xtb.com/int/contact select the country you have registered with and contact a member of our staff.

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The financial instruments we offer, especially CFDs, can be highly risky. Fractional Shares (FS) is an acquired from XTB fiduciary right to fractional parts of stocks and ETFs. FS are not a separate financial instrument. The limited corporate rights are associated with FS.
This page was not created for investors residing in Brazil. This brokerage is not authorized by the Comissão de Valores Mobiliários (CVM) or the Brazilian Central Bank (BCB). The content of this page should not be characterized as an investment offer in Brazil or for investors residing in that country.

Losses can exceed deposits

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