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How do interest rates work?

Written by Eleana Ntagia

Updated: 2025-02-18 12:38:54

Effective immediately all XTB UK clients can earn up to 4.5% interest on their GBP uninvested funds, 1.25% on EUR and 2% on USD. Interest rate is calculated daily and paid out monthly within five days of the following month. No action is required, as the interest rate is activated automatically for all clients with uninvested cash balance. There is no minimum or maximum amount of free funds required.


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