NY Fed US household report and Fed Waller comments

Credit card delinquency rates rose among younger Americans but the increase is broad based on income and location
Total U.S. household debt rose 1.3% to $17.29 trillion in the third quarter
Student loan balances in the third quarter rose by $30 billion to $1.6 trillion
Total mortgage balances rose by $126 billion to $12.14 trillion in the third quarter but mortgage lending in the third quarter fell to $386 billion k/w
Credit card balances rose by $48 billion k/k in the third quarter to $1.08 trillion - the report indicated that the increase in credit card balances is in line with strong consumer spending and GDP
Total delinquency rates for the third quarter rose 3%

Fed's Waller

Prices are unlikely to return to pre-pandemic levels.
Bankers are wondering what exactly caused the rise in long-term yields.
In central banking terms, the rise in 10-year yields was an earthquake.
Labor supply also appears to be normalizing to pre-pandemic levels.
The labor market is cooling down and approaching its pre-pandemic average, clearly calming down
The economy performed very well in Q3 GDP, the Fed is watching closely.

EURUSD is trading today slightly above the 23.6 Fibonacci retracement of the September upward wave - near 1.0687. The dollar is strengthening today although yields have settled down to 4.58%. Source: xStation5

12 December 2025, 7:05 AM

BREAKING: UK GDP and manufacturing lower than expected 📉Final German CPI in line with expectations

12 December 2025, 6:54 AM

Morning wrap (12.12.2025)

11 December 2025, 3:10 PM

BREAKING: US wholesale sales lower than expected

11 December 2025, 1:33 PM

BREAKING: US jobless claims above expectations🗽

Economic reports

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NY Fed US household report and Fed Waller comments

Fed's Waller

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